/*
Theme Name: HelveticPlan
Theme URI: https://plan-helvetic.ch
Author: Sheri Malik
Description: Individuelles Theme für HelveticPlan – Versicherungsvergleich (Krankenkasse, Vorsorge & 3a, Lebensversicherung, Rechtsschutz) mit funktionierendem Offertenformular und Rechtsschutz-Rechner.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
Text Domain: helveticplan
*/

  :root{
    --ink:#152238;
    --navy:#1c3f6e;
    --navy-hover:#15315a;
    --navy-deep:#0b1b30;
    --italic:#2f5f96;
    --paper:#ffffff;
    --mist:#eef3fa;
    --line:#e3e8f0;
    --text:#5a6478;
    --badge-bg:#f4ecda;
    --badge-text:#8c6d34;
    --icon-bg:#e6eefb;
    --check-bg:#dcebff;
    --radius:14px;
  }
  *{box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    margin:0;
    font-family:'Inter',sans-serif;
    color:var(--ink);
    background:var(--paper);
    -webkit-font-smoothing:antialiased;
  }
  h1,h2,h3,.serif{font-family:'Fraunces',serif;}
  a{color:inherit;text-decoration:none;}
  img{max-width:100%;display:block;}
  .wrap{max-width:1180px;margin:0 auto;padding:0 32px;}
  .eyebrow{
    font-size:13px;
    font-weight:600;
    letter-spacing:.04em;
    color:var(--navy);
    margin-bottom:10px;
  }
  button{font-family:'Inter',sans-serif;cursor:pointer;}

  /* ---------- Header ---------- */
  header{
    position:fixed;top:20px;left:0;right:0;z-index:200;
    background:none;border:none;padding:0 32px;
    display:flex;justify-content:center;
    transition:top .3s ease;
  }
  .nav-row{
    width:100%;max-width:1100px;
    display:flex;align-items:center;justify-content:space-between;
    padding:14px 16px 14px 26px;
    border-radius:100px;
    background:rgba(18,32,54,.42);
    border:1px solid rgba(255,255,255,.16);
    backdrop-filter:blur(14px);
    -webkit-backdrop-filter:blur(14px);
    box-shadow:0 18px 40px rgba(4,12,28,.28);
    transition:background .35s ease, border-color .35s ease, box-shadow .35s ease, padding .3s ease;
  }
  header.scrolled{top:14px;}
  header.scrolled .nav-row{
    background:#fff;
    border-color:var(--line);
    box-shadow:0 14px 32px rgba(15,30,60,.14);
  }
  .brand{display:flex;align-items:center;}
  .brand-chip{
    display:flex;align-items:center;
    background:#fff;border-radius:100px;
    padding:6px 18px 6px 8px;
    box-shadow:0 6px 16px rgba(4,12,28,.14);
    transition:box-shadow .3s ease;
  }
  header.scrolled .brand-chip{box-shadow:none;padding:2px 4px;}
  .brand-chip img{height:32px;width:auto;display:block;}
  header.scrolled .brand-chip img{height:36px;}
  nav.main-nav{display:flex;gap:32px;}
  nav.main-nav a{
    font-size:14.5px;font-weight:500;color:rgba(255,255,255,.92);
    position:relative;padding:4px 0;transition:color .3s ease;
  }
  header.scrolled nav.main-nav a{color:var(--ink);}
  nav.main-nav a::after{
    content:'';position:absolute;left:0;bottom:-2px;height:2px;width:0;
    background:currentColor;transition:width .25s ease;
  }
  nav.main-nav a:hover::after{width:100%;}
  .btn{
    display:inline-flex;align-items:center;gap:8px;
    padding:12px 22px;border-radius:100px;
    font-size:14px;font-weight:600;border:none;
    transition:transform .2s ease, box-shadow .2s ease, background .2s ease;
    white-space:nowrap;
  }
  .btn-primary{background:var(--navy);color:#fff;}
  .btn-primary:hover{background:var(--navy-hover);box-shadow:0 10px 24px rgba(28,63,110,.32);transform:translateY(-1px);}
  .btn-ghost{background:rgba(255,255,255,.14);color:#fff;border:1px solid rgba(255,255,255,.55);}
  .btn-ghost:hover{background:#fff;color:var(--navy);}
  .btn-outline{background:#fff;color:var(--navy);border:1px solid var(--line);}
  .btn-outline:hover{border-color:var(--navy);}
  .btn-arrow{transition:transform .2s ease;}
  .btn:hover .btn-arrow{transform:translateX(3px);}
  .burger{display:none;flex-direction:column;gap:5px;background:none;border:none;padding:6px;}
  .burger span{width:24px;height:2px;background:#fff;border-radius:2px;transition:.3s;}
  header.scrolled .burger span{background:var(--ink);}
  #mobileNav{
    display:none;flex-direction:column;gap:2px;
    max-width:1100px;margin:10px auto 0;padding:10px 14px;
    background:#fff;border-radius:20px;
    box-shadow:0 18px 40px rgba(4,12,28,.22);
  }
  #mobileNav a{padding:12px 12px;color:var(--ink);font-weight:500;border-radius:12px;}
  #mobileNav a:hover{background:var(--mist);}


  /* ---------- Hero ---------- */
  .hero{
    position:relative;color:#fff;overflow:hidden;
  }
  .hero-bg{
    position:absolute;inset:0;z-index:0;
    background-image:
      linear-gradient(100deg, rgba(8,20,38,.88) 0%, rgba(8,20,38,.62) 40%, rgba(8,20,38,.28) 62%, rgba(8,20,38,.12) 100%),
      url('assets/images/hero-desktop.jpg');
    background-size:cover;background-position:center 62%;
  }
  @media (max-width:768px){
    .hero-bg{
      background-image:
        linear-gradient(180deg, rgba(8,20,38,.55) 0%, rgba(8,20,38,.72) 55%, rgba(8,20,38,.92) 100%),
        url('assets/images/hero-mobile.jpg');
      background-position:center top;
    }
  }
  .float-pill{
    display:flex;align-items:center;gap:10px;
    background:#fff;color:var(--ink);
    padding:12px 20px 12px 12px;border-radius:100px;
    font-size:13.5px;font-weight:600;line-height:1.2;
    box-shadow:0 18px 34px rgba(4,12,28,.35);
    animation:floaty 5.5s ease-in-out infinite;
    white-space:nowrap;
  }
  .float-pill .pill-icon{
    width:28px;height:28px;border-radius:50%;flex-shrink:0;
    background:var(--icon-bg);color:var(--navy);
    display:flex;align-items:center;justify-content:center;font-size:14px;
  }
  .hero-pills{
    display:flex;align-items:center;flex-wrap:wrap;
    gap:14px;margin-top:32px;
  }
  .pill-b{ animation-delay:1.6s; }
  @keyframes floaty{ 0%,100%{transform:translateY(0);} 50%{transform:translateY(-9px);} }
  @media (max-width:640px){ .hero-pills .float-pill{white-space:normal;} }

  .hero-quicklinks{
    display:flex;flex-wrap:wrap;gap:12px;margin-top:28px;
  }
  .hero-quicklink{
    display:flex;align-items:center;gap:10px;
    background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.28);
    color:#fff;padding:10px 16px 10px 10px;border-radius:100px;
    font-size:13px;font-weight:600;text-decoration:none;
    backdrop-filter:blur(6px);transition:background .2s ease, transform .2s ease;
  }
  .hero-quicklink:hover{background:rgba(255,255,255,.22);transform:translateY(-2px);}
  .hero-quicklink .pill-icon{
    width:26px;height:26px;border-radius:50%;flex-shrink:0;
    background:#fff;color:var(--navy);
    display:flex;align-items:center;justify-content:center;font-size:13px;
  }
  .hero-inner{
    position:relative;z-index:2;
    display:grid;grid-template-columns:1.05fr .95fr;
    gap:40px;align-items:center;
    padding:150px 32px 90px;
    max-width:1180px;margin:0 auto;
  }
  .hero h1{
    font-size:clamp(34px,4.2vw,50px);
    line-height:1.12;font-weight:600;margin:0 0 20px;
  }
  .hero h1 em{
    display:block;font-style:italic;font-weight:500;color:#a9c6e8;
  }
  .hero p{
    font-size:16.5px;line-height:1.65;color:#dbe4ef;
    max-width:440px;margin:0 0 30px;
  }
  .hero-ctas{display:flex;gap:14px;flex-wrap:wrap;}

  .quote-card{
    background:#fff;color:var(--ink);
    border-radius:20px;padding:30px 32px 32px;
    box-shadow:0 40px 80px rgba(4,15,35,.45);
    position:relative;
  }
  .quote-card-top{text-align:center;margin-bottom:20px;}
  .quote-card-top .tag{font-size:12.5px;color:var(--text);letter-spacing:.02em;}
  .quote-card-top h3{font-size:19px;margin:4px 0 6px;font-weight:600;}
  .quote-card-top .sub{font-size:12.5px;color:var(--navy);font-weight:600;}

  /* category selector */
  .cat-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:18px;}
  .cat-btn{
    display:flex;align-items:center;gap:9px;
    padding:13px 14px;border-radius:100px;border:1.5px solid var(--line);
    background:#fafbfd;color:var(--text);font-size:13px;font-weight:600;
    transition:border-color .2s ease, background .2s ease, color .2s ease;
    text-align:left;font-family:'Inter',sans-serif;
  }
  .cat-btn .cat-icon{font-size:15px;flex-shrink:0;}
  .cat-btn.active{border-color:var(--navy);background:var(--icon-bg);color:var(--ink);}
  .cat-btn-wide{grid-column:1 / -1;justify-content:center;}
  .form-error{color:#c0504d;font-size:13px;margin:0 0 10px;min-height:0;}
  .field.has-error input,.field.has-error select,.field.has-error .multi-select-toggle{border-color:#c0504d;}
  .consent-row.has-error{color:#c0504d;}
  .cat-fields{margin-bottom:2px;}
  .range-label{display:flex;justify-content:space-between;font-size:12px;color:var(--text);margin-bottom:7px;}
  .range-label label{margin:0;}
  .range-label span{color:var(--navy);font-weight:700;}
  input[type=range]{width:100%;accent-color:var(--navy);margin-top:2px;}

  /* multi-select dropdown */
  .multi-select{position:relative;}
  .multi-select-toggle{
    width:100%;text-align:left;padding:11px 13px;border:1px solid var(--line);border-radius:8px;
    background:#fff;font-size:13.5px;color:var(--ink);display:flex;justify-content:space-between;align-items:center;
    font-family:'Inter',sans-serif;
  }
  .multi-select-toggle .chev{color:var(--text);transition:transform .2s ease;}
  .multi-select.open .multi-select-toggle .chev{transform:rotate(180deg);}
  .multi-select-panel{
    display:none;position:absolute;top:calc(100% + 6px);left:0;right:0;
    background:#fff;border:1px solid var(--line);border-radius:10px;
    box-shadow:0 20px 40px rgba(15,30,60,.16);padding:6px;z-index:20;
    max-height:210px;overflow-y:auto;
  }
  .multi-select.open .multi-select-panel{display:block;}
  .multi-select-panel label{
    display:flex;align-items:center;gap:10px;padding:9px 10px;border-radius:8px;font-size:13px;color:var(--ink);cursor:pointer;
  }
  .multi-select-panel label:hover{background:var(--mist);}
  .multi-select-panel input{accent-color:var(--navy);width:15px;height:15px;}

  /* toggle buttons (Einzel/Familie) */
  .toggle-row{display:flex;gap:10px;}
  .toggle-btn{
    flex:1;padding:11px;border-radius:8px;border:1px solid var(--line);background:#fff;
    font-size:13.5px;font-weight:600;color:var(--text);transition:.2s ease;font-family:'Inter',sans-serif;
  }
  .toggle-btn.active{border-color:var(--navy);background:var(--icon-bg);color:var(--ink);}

  /* phone field with flag prefix */
  .phone-field{display:flex;align-items:center;border:1px solid var(--line);border-radius:8px;overflow:hidden;transition:border-color .2s ease, box-shadow .2s ease;}
  .phone-field:focus-within{border-color:var(--navy);box-shadow:0 0 0 3px rgba(28,63,110,.12);}
  .phone-field .phone-prefix{padding:11px 10px;font-size:13px;color:var(--text);border-right:1px solid var(--line);background:#fafbfd;white-space:nowrap;}
  .phone-field input{border:none !important;border-radius:0 !important;box-shadow:none !important;}

  /* consent checkbox */
  .consent-row{display:flex;align-items:flex-start;gap:10px;font-size:12.5px;color:var(--text);margin:14px 0 16px;cursor:pointer;line-height:1.5;}
  .consent-row input{margin-top:2px;accent-color:var(--navy);width:15px;height:15px;flex-shrink:0;}
  .consent-link{color:var(--navy);font-weight:600;}
  .consent-link:hover{text-decoration:underline;}

  .field{margin-bottom:12px;}
  .field label{display:block;font-size:12px;color:var(--text);margin-bottom:5px;}
  .field label .req{color:#c0504d;}
  .field select,.field input{
    width:100%;padding:11px 13px;border:1px solid var(--line);
    border-radius:8px;font-size:13.5px;font-family:'Inter',sans-serif;
    color:var(--ink);background:#fff;transition:border-color .2s ease, box-shadow .2s ease;
  }
  .field select:focus,.field input:focus{
    outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(28,63,110,.12);
  }
  .field textarea{
    width:100%;padding:11px 13px;border:1px solid var(--line);
    border-radius:8px;font-size:13.5px;font-family:'Inter',sans-serif;
    color:var(--ink);background:#fff;resize:vertical;min-height:90px;
    transition:border-color .2s ease, box-shadow .2s ease;
  }
  .field textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(28,63,110,.12);}
  .field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
  .field-row-3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px;}
  .field-row-uneven{display:grid;grid-template-columns:0.6fr 1.4fr;gap:12px;}
  .quote-card .btn-primary{width:100%;justify-content:center;margin-top:2px;padding:14px;font-size:15px;}
  .form-success{
    display:none;text-align:center;padding:30px 6px;
  }
  .form-success .check-icon{
    width:52px;height:52px;border-radius:50%;background:var(--check-bg);
    display:flex;align-items:center;justify-content:center;margin:0 auto 14px;
    color:var(--navy);font-size:24px;
  }
  .form-success h4{margin:0 0 6px;font-size:18px;}
  .form-success p{margin:0;color:var(--text);font-size:13.5px;}

  /* ---------- Stats bar ---------- */
  .stats-bar{
    background:#fff;border-bottom:1px solid var(--line);
  }
  .stats-grid{
    display:grid;grid-template-columns:repeat(4,1fr);
    padding:34px 0;
  }
  .stat{text-align:center;border-right:1px solid var(--line);}
  .stat:last-child{border-right:none;}
  .stat .num{font-family:'Fraunces',serif;font-size:30px;font-weight:600;color:var(--ink);}
  .stat .lbl{font-size:12.5px;color:var(--text);margin-top:4px;}

  /* ---------- Section generic ---------- */
  section{padding:100px 0;}
  .section-head{max-width:640px;margin-bottom:50px;}
  .section-head h2{font-size:clamp(28px,3vw,38px);font-weight:600;line-height:1.2;margin:0 0 16px;}
  .section-head h2 em{font-style:italic;color:var(--italic);font-weight:500;}
  .section-head p{font-size:15.5px;color:var(--text);line-height:1.7;margin:0;}

  /* products */
  .products-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
  .product-card{
    border:1px solid var(--line);border-radius:var(--radius);
    padding:26px 22px 28px;background:#fff;
    transition:transform .25s ease, box-shadow .25s ease, border-color .25s ease;
  }
  .product-card:hover{
    transform:translateY(-6px);
    box-shadow:0 24px 40px rgba(15,30,60,.1);
    border-color:transparent;
  }
  .product-top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:22px;}
  .icon-circle{
    width:42px;height:42px;border-radius:50%;background:var(--icon-bg);
    display:flex;align-items:center;justify-content:center;color:var(--navy);font-size:18px;
  }
  .badge{
    background:var(--badge-bg);color:var(--badge-text);
    font-size:11px;font-weight:600;padding:6px 11px;border-radius:100px;
  }
  .product-card h3{font-size:17px;margin:0 0 8px;font-weight:600;}
  .product-card p{font-size:13.5px;color:var(--text);line-height:1.6;margin:0 0 12px;}
  .product-card .link{font-size:13.5px;font-weight:600;color:var(--navy);display:inline-flex;align-items:center;gap:5px;}
  .product-card .link svg{transition:transform .2s ease;}
  .product-card:hover .link svg{transform:translateX(3px);}

  /* why us */
  .why-section{background:var(--mist);}
  .why-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start;}
  .why-copy p.lede{font-size:15.5px;color:var(--text);line-height:1.75;margin:0 0 30px;}
  .why-list{display:flex;flex-direction:column;gap:22px;}
  .why-item{display:flex;gap:14px;}
  .why-item .tick{
    width:24px;height:24px;border-radius:50%;background:var(--navy);color:#fff;
    display:flex;align-items:center;justify-content:center;font-size:12px;flex-shrink:0;margin-top:2px;
  }
  .why-item h4{margin:0 0 4px;font-size:15.5px;font-weight:600;}
  .why-item p{margin:0;font-size:13.5px;color:var(--text);line-height:1.6;}
  .why-cards{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
  .why-card{
    background:#fff;border-radius:var(--radius);padding:26px 22px;
    transition:transform .25s ease, box-shadow .25s ease;
  }
  .why-card:hover{transform:translateY(-4px);box-shadow:0 20px 36px rgba(15,30,60,.08);}
  .why-card .icon-circle{background:var(--navy);color:#fff;margin-bottom:18px;}
  .why-card h3{font-size:17px;margin:0 0 6px;font-weight:600;}
  .why-card p{font-size:13px;color:var(--text);margin:0;line-height:1.55;}

  /* testimonials */
  .testi-head{text-align:center;max-width:560px;margin:0 auto 50px;}
  .testi-head .eyebrow{justify-content:center;}
  .testi-track-wrap{overflow:hidden;}
  .testi-track{display:flex;gap:22px;transition:transform .5s cubic-bezier(.4,.05,.2,1);}
  .testi-card{
    flex:0 0 calc((100% - 44px)/3);
    border:1px solid var(--line);border-radius:var(--radius);
    padding:26px 24px;background:#fff;
  }
  .stars{color:var(--navy);font-size:13px;letter-spacing:2px;margin-bottom:14px;}
  .testi-card p{font-size:14px;line-height:1.7;color:var(--ink);margin:0 0 20px;}
  .testi-person{display:flex;align-items:center;gap:10px;}
  .avatar{
    width:34px;height:34px;border-radius:50%;background:var(--icon-bg);color:var(--navy);
    display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px;
  }
  .testi-person .name{font-size:13.5px;font-weight:600;}
  .testi-person .city{font-size:12px;color:var(--text);}
  .testi-dots{display:flex;justify-content:center;gap:8px;margin-top:34px;}
  .testi-dots button{
    width:8px;height:8px;border-radius:50%;border:none;background:var(--line);padding:0;
    transition:background .2s ease, width .2s ease;
  }
  .testi-dots button.active{background:var(--navy);width:22px;border-radius:5px;}

  /* FAQ */
  .faq-section{background:var(--mist);}
  .faq-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:start;}
  .faq-left h2{font-size:clamp(28px,3vw,36px);margin:6px 0 26px;font-weight:600;}
  .faq-left h2 em{font-style:italic;color:var(--italic);font-weight:500;}
  .faq-item{
    background:#fff;border:1px solid var(--line);border-radius:12px;
    margin-bottom:14px;overflow:hidden;
  }
  .faq-q{
    display:flex;align-items:center;gap:16px;width:100%;
    padding:20px 22px;background:none;border:none;text-align:left;
    font-size:15px;font-weight:600;color:var(--ink);
  }
  .faq-q .idx{font-size:12.5px;color:var(--text);font-weight:600;min-width:20px;}
  .faq-q span.qtext{flex:1;}
  .faq-q .plus{
    width:22px;height:22px;border-radius:50%;border:1px solid var(--line);
    display:flex;align-items:center;justify-content:center;font-size:15px;flex-shrink:0;
    transition:transform .3s ease, background .2s ease, border-color .2s ease;
  }
  .faq-item.open .faq-q .plus{transform:rotate(135deg);background:var(--navy);border-color:var(--navy);color:#fff;}
  .faq-a{
    max-height:0;overflow:hidden;transition:max-height .35s ease;
  }
  .faq-a-inner{padding:0 22px 22px 58px;font-size:13.5px;color:var(--text);line-height:1.7;}

  /* ---------- Rechtsschutz-Rechner (multi-step calculator) ---------- */
  .rs-card{
    max-width:720px;margin:0 auto;background:#fff;
    border:1px solid var(--line);border-radius:var(--radius);
    padding:0 0 42px;box-shadow:0 30px 70px rgba(15,30,60,.1);overflow:hidden;
  }
  .rs-tabs{display:flex;background:#ececee;}
  .rs-tab{
    flex:1;border:none;background:none;cursor:pointer;
    padding:20px 14px;font-size:14px;font-weight:700;color:var(--text);
    font-family:'Inter',sans-serif;border-bottom:4px solid var(--line);
    transition:color .2s ease, border-color .2s ease;
  }
  .rs-tab.is-active{color:var(--ink);border-color:var(--navy);}
  .rs-tab.is-complete{color:var(--ink);border-color:var(--navy);}
  .rs-tab:disabled{cursor:default;}

  .rs-panel{display:none;padding:36px 44px 0;}
  .rs-panel.is-active{display:block;}

  .rs-group{margin-bottom:26px;}
  .rs-legend{display:block;font-size:15px;font-weight:500;margin-bottom:14px;color:var(--ink);}

  .rs-radio-list{display:flex;flex-direction:column;gap:14px;}
  .rs-radio-list-inline{flex-direction:row;gap:28px;}
  .rs-radio-item{display:flex;align-items:center;gap:12px;font-size:14.5px;color:var(--ink);cursor:pointer;}
  .rs-radio-item input{width:20px;height:20px;accent-color:var(--navy);flex-shrink:0;cursor:pointer;}

  .rs-info-wrap{position:relative;display:inline-flex;vertical-align:middle;margin-left:6px;}
  .rs-info-btn{
    width:17px;height:17px;border-radius:50%;background:#c3cad4;color:#fff;
    border:none;font-size:11px;font-weight:700;font-style:italic;font-family:Georgia,'Times New Roman',serif;
    display:flex;align-items:center;justify-content:center;cursor:help;padding:0;
  }
  .rs-info-btn:hover,.rs-info-btn:focus-visible{background:var(--navy);outline:none;}
  .rs-info-tip{
    position:absolute;bottom:calc(100% + 9px);left:50%;transform:translateX(-50%);
    width:220px;background:var(--ink);color:#fff;font-size:12px;font-weight:400;
    line-height:1.5;padding:10px 12px;border-radius:8px;box-shadow:0 14px 30px rgba(0,0,0,.2);
    opacity:0;visibility:hidden;transition:opacity .15s ease;z-index:30;text-align:left;
  }
  .rs-info-tip::after{
    content:"";position:absolute;top:100%;left:50%;transform:translateX(-50%);
    border:6px solid transparent;border-top-color:var(--ink);
  }
  .rs-info-wrap:hover .rs-info-tip,.rs-info-wrap:focus-within .rs-info-tip{opacity:1;visibility:visible;}

  .rs-table-wrap{overflow-x:auto;}
  .rs-cover-table{width:100%;border-collapse:collapse;font-size:13.5px;}
  .rs-cover-table th,.rs-cover-table td{border:1px solid var(--line);padding:12px 14px;text-align:left;}
  .rs-cover-table th{background:var(--mist);font-weight:700;color:var(--ink);white-space:nowrap;}
  .rs-radio-cell{display:flex;align-items:center;gap:10px;cursor:pointer;font-size:13.5px;color:var(--text);}
  .rs-radio-cell input{width:20px;height:20px;accent-color:var(--navy);flex-shrink:0;}
  .rs-radio-cell:has(input:checked){color:var(--ink);font-weight:700;}
  .rs-hint{font-size:12px;color:var(--text);margin:8px 0 0;}

  .rs-stepper-row{display:flex;align-items:center;gap:10px;}
  .rs-stepper-row input[type=number]{
    width:100%;padding:11px 13px;border:1px solid var(--line);
    border-radius:8px;font-size:13.5px;font-family:'Inter',sans-serif;
    color:var(--ink);background:#fff;transition:border-color .2s ease, box-shadow .2s ease;
  }
  .rs-stepper-row input[type=number]:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(28,63,110,.12);}
  .rs-check-icon{color:var(--navy);font-size:18px;font-weight:700;flex-shrink:0;}
  .field label em{font-style:normal;color:var(--text);font-weight:400;font-size:12px;}

  .rs-conditional{
    margin:-8px 0 24px;padding:18px;background:var(--mist);
    border-radius:12px;border:1px solid var(--line);
  }
  .rs-conditional .rs-group:last-child{margin-bottom:0;}
  .rs-sub-block{margin-top:18px;padding-top:16px;border-top:1px dashed var(--line);}
  .rs-sub-block:first-child{margin-top:0;padding-top:0;border-top:none;}
  .rs-sub-heading{font-size:13px;font-weight:700;margin:0 0 10px;color:var(--ink);display:flex;justify-content:space-between;align-items:center;}

  .rs-char-count{font-size:12px;color:var(--text);display:block;text-align:right;margin-top:4px;}

  .rs-form-msg{font-size:13.5px;margin:0 0 14px;min-height:0;}
  .rs-form-msg.is-error{color:#c0504d;}

  .rs-actions{display:flex;justify-content:flex-end;gap:12px;}
  .rs-actions-split{justify-content:space-between;}

  .rs-summary-heading{font-size:18px;margin:0 0 18px;font-weight:600;}
  .rs-summary-heading-upper{
    font-size:15.5px;margin:0 0 22px;font-weight:700;text-transform:uppercase;
    letter-spacing:.04em;padding-bottom:16px;border-bottom:2px solid var(--navy);color:var(--ink);
  }
  .rs-summary-list{display:flex;flex-direction:column;gap:12px;margin:0 0 20px;}
  .rs-summary-list>div{display:flex;justify-content:space-between;gap:16px;font-size:14px;border-bottom:1px solid var(--line);padding-bottom:10px;}
  .rs-summary-list dt{color:var(--text);font-weight:500;}
  .rs-summary-list dd{margin:0;font-weight:600;text-align:right;color:var(--ink);}
  .rs-total-row{
    display:flex;justify-content:space-between;align-items:baseline;
    padding:16px 18px;background:var(--mist);border-radius:12px;
    font-size:15px;font-weight:700;margin-bottom:24px;text-transform:uppercase;letter-spacing:.02em;
  }
  #rsTotalPremium{font-size:22px;color:var(--navy);font-family:'Fraunces',serif;text-transform:none;letter-spacing:0;}

  .rs-confirmation{text-align:center;padding:20px 0 6px;}
  .rs-check{width:56px;height:56px;margin-bottom:18px;}
  .rs-confirmation p{font-size:14.5px;line-height:1.6;margin:0 0 14px;color:var(--text);}
  .rs-confirmation-greeting{font-weight:700;color:var(--ink);}
  .rs-confirmation-sign{margin-top:20px;color:var(--ink);}

  /* Field check + icon pattern (Generali-style per-field confirmation) */
  .rs-field-wrap{position:relative;}
  .rs-field-wrap input,.rs-field-wrap select{padding-right:38px;}
  .rs-field-wrap .rs-field-check{
    position:absolute;right:12px;top:50%;transform:translateY(-50%);
    color:var(--navy);font-weight:700;font-size:16px;opacity:0;transition:opacity .15s ease;pointer-events:none;
  }
  .rs-field-wrap.is-valid .rs-field-check{opacity:1;}
  .rs-field-wrap .rs-field-icon-btn{
    position:absolute;right:12px;top:50%;transform:translateY(-50%);
    background:none;border:none;color:var(--text);font-size:15px;cursor:pointer;padding:0;line-height:1;
  }
  .rs-field-wrap.is-valid .rs-field-icon-btn{display:none;}
  .rs-field-wrap.has-icon input{padding-right:38px;}

  /* Custom select with stacked double-arrow spinner */
  select.rs-select{
    appearance:none;-webkit-appearance:none;-moz-appearance:none;
    background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='10' height='14' viewBox='0 0 10 14'><path d='M5 0L9.3 5H0.7z' fill='%23707a8a'/><path d='M5 14L0.7 9h8.6z' fill='%23707a8a'/></svg>");
    background-repeat:no-repeat;background-position:right 13px center;padding-right:32px;
  }
  .rs-field-wrap select.rs-select{padding-right:32px;}
  select.rs-select:disabled{background-color:var(--mist);color:var(--text);cursor:not-allowed;}

  .rs-field-error{
    display:none;font-size:12.5px;color:#c0504d;margin:6px 0 0;line-height:1.5;
  }
  .rs-field-wrap.has-error input{border-color:#c0504d;}
  .rs-field-wrap.has-error .rs-field-error{display:block;}

  .rs-direct-heading{font-size:15.5px;font-weight:700;margin:30px 0 12px;color:var(--ink);}
  .rs-direct-text{font-size:13.5px;line-height:1.65;color:var(--text);margin:0 0 16px;}

  .rs-sub-remove{
    background:none;border:none;color:var(--text);font-size:12px;font-weight:600;
    cursor:pointer;text-decoration:underline;padding:0;
  }
  .rs-sub-remove:hover{color:#c0504d;}
  /* CTA banner */
  .cta-banner{
    position:relative;color:#fff;text-align:center;overflow:hidden;
    padding:130px 32px;
    background:
      linear-gradient(180deg, rgba(6,14,28,.5), rgba(6,14,28,.8)),
      url('assets/images/cta-banner.jpg');
    background-size:cover;background-position:center;
  }
  .cta-banner h2{position:relative;z-index:1;font-size:clamp(28px,4vw,42px);font-weight:600;margin:0 0 30px;line-height:1.25;}
  .cta-banner .btn{position:relative;z-index:1;}

  /* footer */
  footer{background:var(--navy-deep);color:#cfd8e6;position:relative;}
  .footer-card{
    max-width:1180px;margin:0 auto;padding:0 32px;
  }
  .footer-inner{
    background:#101f37;border-radius:20px;
    padding:44px 44px 30px;margin-top:-64px;position:relative;z-index:2;
    display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;
  }
  .footer-brand{display:flex;align-items:center;}
  .footer-brand-chip{
    display:inline-flex;align-items:center;
    background:#fff;border-radius:14px;padding:10px 18px;
  }
  .footer-brand-chip img{height:34px;width:auto;display:block;}
  .footer-col{font-size:13.5px;line-height:2;color:#aebbce;}
  .footer-social{display:flex;gap:14px;}
  .footer-social a{
    width:34px;height:34px;border-radius:50%;background:rgba(255,255,255,.08);
    display:flex;align-items:center;justify-content:center;transition:background .2s ease;
  }
  .footer-social a:hover{background:var(--navy);}
  .footer-social svg{width:16px;height:16px;fill:#fff;}
  .footer-watermark{
    text-align:center;font-family:'Fraunces',serif;font-weight:600;
    font-size:clamp(46px,10vw,120px);color:rgba(255,255,255,.05);
    letter-spacing:.02em;padding:30px 0 10px;user-select:none;white-space:nowrap;overflow:hidden;
  }
  .footer-bottom{
    display:flex;justify-content:space-between;padding:22px 0 34px;
    font-size:12.5px;color:#7c8aa0;
  }
  .footer-bottom a:hover{color:#fff;}

  [data-reveal]{opacity:0;transform:translateY(22px);transition:opacity .7s ease, transform .7s ease;}
  [data-reveal].in{opacity:1;transform:translateY(0);}

  @media (max-width:960px){
    .hero-inner{grid-template-columns:1fr;padding-top:130px;}
    nav.main-nav{display:none;}
    .burger{display:flex;}
    .products-grid{grid-template-columns:repeat(2,1fr);}
    .why-grid,.faq-grid{grid-template-columns:1fr;}
    .stats-grid{grid-template-columns:repeat(2,1fr);row-gap:24px;}
    .stat:nth-child(2){border-right:none;}
    .testi-card{flex:0 0 100%;}
    .footer-inner{flex-direction:column;}
    .rs-card{padding:0 0 28px;}
    .rs-panel{padding:26px 20px 0;}
    .rs-tab{font-size:12px;padding:16px 8px;}
    .field-row-3,.field-row-uneven{grid-template-columns:1fr;}
    .rs-cover-table{font-size:12px;}
    .rs-info-tip{width:170px;}
  }
  @media (prefers-reduced-motion: reduce){
    html{scroll-behavior:auto;}
    *{transition-duration:.001ms !important; animation-duration:.001ms !important;}
  }

/* WordPress admin bar offset for the fixed header */
body.admin-bar #site-header{margin-top:32px;}
@media (max-width:782px){body.admin-bar #site-header{margin-top:46px;}}

/* ---------- Legal pop-ups ---------- */

  /* ---------- Legal pop-ups (Impressum / AGB / Datenschutzerklärung) ---------- */
  .legal-modal{
    position:fixed;inset:0;z-index:3000;display:flex;align-items:center;justify-content:center;
    padding:24px;opacity:0;visibility:hidden;transition:opacity .22s ease, visibility .22s ease;
  }
  .legal-modal[hidden]{display:none;}
  .legal-modal.is-open{opacity:1;visibility:visible;}
  .legal-backdrop{position:absolute;inset:0;background:rgba(8,20,38,.62);backdrop-filter:blur(4px);}
  .legal-dialog{
    position:relative;width:100%;max-width:780px;max-height:min(86vh,900px);
    background:#fff;border-radius:var(--radius);box-shadow:0 40px 90px rgba(4,12,28,.45);
    display:flex;flex-direction:column;outline:none;
    transform:translateY(18px) scale(.985);transition:transform .25s ease;
  }
  .legal-modal.is-open .legal-dialog{transform:none;}
  .legal-close{
    position:absolute;top:16px;right:16px;z-index:2;width:38px;height:38px;border-radius:50%;
    border:1px solid var(--line);background:#fff;color:var(--ink);cursor:pointer;
    display:flex;align-items:center;justify-content:center;
    transition:background .2s ease,color .2s ease,border-color .2s ease;
  }
  .legal-close:hover,.legal-close:focus-visible{background:var(--navy);border-color:var(--navy);color:#fff;outline:none;}
  .legal-body{overflow-y:auto;padding:40px 44px 36px;overscroll-behavior:contain;}
  .legal-title{font-family:'Fraunces',serif;font-weight:600;font-size:30px;line-height:1.15;margin:0 52px 4px 0;color:var(--ink);}
  .legal-sub{margin:0 0 22px;padding-bottom:18px;border-bottom:2px solid var(--navy);font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);}
  .legal-body h3{font-size:16px;font-weight:700;color:var(--ink);margin:28px 0 8px;}
  .legal-body p{font-size:14.5px;line-height:1.7;color:var(--text);margin:0 0 12px;}
  .legal-body ul{margin:0 0 14px;padding-left:20px;}
  .legal-body li{font-size:14.5px;line-height:1.7;color:var(--text);margin:0 0 4px;}
  .legal-body a{color:var(--navy);font-weight:600;word-break:break-word;}
  .legal-body a:hover{text-decoration:underline;}
  .legal-stand{margin-top:26px !important;padding-top:16px;border-top:1px solid var(--line);font-size:13px !important;}
  .legal-todo{background:#fff3c4;color:#6b5200;padding:1px 5px;border-radius:4px;}
  body.legal-open{overflow:hidden;}
  @media (max-width:640px){
    .legal-modal{padding:10px;}
    .legal-dialog{max-height:94vh;}
    .legal-body{padding:30px 22px 28px;}
    .legal-title{font-size:24px;}
  }

.footer-legal{display:flex;flex-wrap:wrap;gap:8px 22px;justify-content:flex-end;}
@media (max-width:640px){ .footer-bottom{flex-direction:column;gap:12px;} .footer-legal{justify-content:flex-start;} }